Bay Area Insurance offers HOMEOWNERS ASSOCIATION insurance from multiple insurance carriers so you can get competitive coverage and rates.


BAI's longevity in the HOA insurance industry empowers us to provide insurance programs custom made to fit all your specific needs.

We specialize in:

  • Master Policies
  • Earthquake Insurance
  • Directors and Officers Insurance
  • Fidelity Bonds
  • Common Area Liability
  • Umbrella Policies
  • HOA Workers Compensation
  • Flood

Our broker services include:

  • Attendence at HOA board meetings – at which we can answer any and all questions unit owners and property managers may have regarding coverages, companies, trends in the market, etc.
  • Attendence at Property Manager staff meetings upon request.
  • BAI provides articles, documents and other resources to educate Property Managers and HOA boards about any updates to inform Homeowners Associations as necessary.